FTC phù hợp nhất để ghi nhận mẫu gian lận tiêu dùng, không thay thế hành động khẩn cấp của ngân hàng hoặc cảnh sát

What happens after you report

1. 1

   First 0–48 hours

   Freeze funds and secure accounts. Submit the official report and save the confirmation / reference number. This is the window where money is most recoverable.

2. 2

   1–4 weeks

   Agencies screen and aggregate reports to spot patterns — most do not reply individually, and silence does not mean nothing is happening. Keep your bank dispute and any platform case moving.

3. 3

   1–6 months

   Patterns across many reports can trigger investigation or enforcement. Your report adds to that evidence base even if your own case is not resolved directly. Watch for follow-on "recovery" scams targeting recent victims.